How To Become Financially Independent - Revision history

99.14.27.100 at 13:07, 25 April 2026

2026-04-25T13:07:04Z

← Older revision		Revision as of 13:07, 25 April 2026
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	= Introduction =		= Introduction =
	I don’t ~~want~~ to ~~spend too~~ much ~~time~~ on this ~~section but did want to at least talk a little bit about it~~.		I’ve always been appalled with how people say how much people say that money doesn’t matter in life. But the more I grow up, I realize that while money isn’t the most important thing in life (that being time and health), it does matter a lot in every other sense. Having money means you get to live a very stable life and don’t need to worry about basic things like affording rent, having food on the table, etc. Me being a first-gen American, I’ve been taught many tips by my parents to save as much money as possible due to my frugal upbringing. I wanted to share some of these tips I learned over the years so that I have it for my own records when I look back on this.


	=== What is Financially Independent Retire Early (FIRE)? ===		=== What is Financially Independent Retire Early (FIRE)? ===
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	The first step to becoming financially independent is to first increase your income. You can do that by getting a job and negotiating your offer.		The first step to becoming financially independent is to first increase your income. You can do that by getting a job and negotiating your offer.

	I’ve always been appalled with how people say how much people say that money doesn’t matter in life. But the more I grow up, I realize that while money isn’t the most important thing in life (that being time and health), it does matter a lot in every other sense. Having money means you get to live a very stable life and don’t need to worry about basic things like affording rent, having food on the table, etc. Me being a first-gen American, I’ve been taught many tips by parents to save as much money as possible. I wanted to share some of these tips I learned over the years so that I have it for my own records when I look back on this.



	= Spending Less =		= Spending Less =
	Living a frugal life is one of the easiest ways to FIRE quickly. People in westernized countries have this illusion that they need to spend money on getting the latest things. You need to buy the latest gadgets, the latest fashion dresses, etc. Also companies are even pushing for planned obsolescence where they purposefully make things last not as long to keep consumers from buying new things. In this section, I’m going to detail the best money saving tips that I follow and how I’ve been able to increase my net worth quickly.		Living a frugal life is one of the easiest ways to FIRE quickly. People in westernized countries have this illusion that they need to spend money on getting the latest things. You need to buy the latest gadgets, the latest fashion dresses, etc. Also companies are even pushing for planned obsolescence where they purposefully make things last not as long to keep consumers from buying new things. In this section, I’m going to detail the best money saving tips that I follow and how I’ve been able to increase my net worth quickly.

99.14.27.100: adding more to intro section

2026-04-25T13:06:05Z

adding more to intro section

← Older revision		Revision as of 13:06, 25 April 2026
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	= Introduction =		= Introduction =
	I don’t want to spend too much time on this section but did want to at least talk a little bit about it~~. The FIRE movement is th~~.		I don’t want to spend too much time on this section but did want to at least talk a little bit about it.

	- What is Financially Independent Retire Early (FIRE)?		=== What is Financially Independent Retire Early (FIRE)? ===
			The FIRE movement is th.

			=== The Big Picture ===
			Something you realize the more you grow up is that we all have a limited time on Earth. Life is unpredictable. One day you can be healthy and totally normal. Next day you can be diagnosed with cancer. One day you could be driving on the road and suddenly BAM you get in a head-on collision. There's millions of examples of stuff like this happening everyday around the world and sometimes even close in your own local communities. But at the same time, we can't live life everyday like it's your last and we're in an active warzone.

	= Increase Income =		= Increase Income =
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	== Less Subscriptions ==		== Less Subscriptions ==
	== Public Transportation ==		== Public Transportation ==

			== Delaying big events like buying a house, marriage, having a kid ==

	= Saving More =		= Saving More =

99.14.27.100 at 13:01, 25 April 2026

2026-04-25T13:01:18Z

← Older revision		Revision as of 13:01, 25 April 2026
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			= Introduction =
			I don’t want to spend too much time on this section but did want to at least talk a little bit about it. The FIRE movement is th.

			- What is Financially Independent Retire Early (FIRE)?

	= Increase Income =		= Increase Income =
	The first step to becoming financially independent is to first increase your income. You can do that by getting a job and negotiating your offer.		The first step to becoming financially independent is to first increase your income. You can do that by getting a job and negotiating your offer.
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	I’ve always been appalled with how people say how much people say that money doesn’t matter in life. But the more I grow up, I realize that while money isn’t the most important thing in life (that being time and health), it does matter a lot in every other sense. Having money means you get to live a very stable life and don’t need to worry about basic things like affording rent, having food on the table, etc. Me being a first-gen American, I’ve been taught many tips by parents to save as much money as possible. I wanted to share some of these tips I learned over the years so that I have it for my own records when I look back on this.		I’ve always been appalled with how people say how much people say that money doesn’t matter in life. But the more I grow up, I realize that while money isn’t the most important thing in life (that being time and health), it does matter a lot in every other sense. Having money means you get to live a very stable life and don’t need to worry about basic things like affording rent, having food on the table, etc. Me being a first-gen American, I’ve been taught many tips by parents to save as much money as possible. I wanted to share some of these tips I learned over the years so that I have it for my own records when I look back on this.

	~~= What is Financially Independent Retire Early (FIRE) =~~
	~~I don’t want to spend too much time on this section but did want to at least talk a little bit about it. The FIRE movement is th.~~

	= Spending Less =		= Spending Less =
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	== Tips when Eating Out ==		== Tips when Eating Out ==
	Of course, not everyday you’re going to feel like cooking. There’s times where you may want a change or if you’re traveling you won’t have much of a choice unless you know someone in the area and they’re willing to take care of you for your entire stay. In that case, try going to events where they’ll give free food. When I graduated college, I still continued going to random free events on campus just because they had free food. Most of the time it’s Moe’s or Pizza which is fine every now and then. Of course health is the #1 priority so you don’t want to eat too much unhealthy food or supplement it with tons of veggies. Along the same lines, anytime you do go out, you should carry with you an empty lunchbox. This is one of the easiest ways to take advantage of free events. I’ve seen so many times how much food gets wasted during those events which is why I don’t feel bad doing so. So what I usually do is, I take an extra plate worth of food and then when I’m at a nearby table, I take out my empty lunchbox and fill it up with that. Then once I get home, I can keep it in my fridge or freezer to enjoy later.		Of course, not everyday you’re going to feel like cooking. There’s times where you may want a change or if you’re traveling you won’t have much of a choice unless you know someone in the area and they’re willing to take care of you for your entire stay. In that case, try going to events where they’ll give free food. When I graduated college, I still continued going to random free events on campus just because they had free food. Most of the time it’s Moe’s or Pizza which is fine every now and then. Of course health is the #1 priority so you don’t want to eat too much unhealthy food or supplement it with tons of veggies. Along the same lines, anytime you do go out, you should carry with you an empty lunchbox. This is one of the easiest ways to take advantage of free events. I’ve seen so many times how much food gets wasted during those events which is why I don’t feel bad doing so. So what I usually do is, I take an extra plate worth of food and then when I’m at a nearby table, I take out my empty lunchbox and fill it up with that. Then once I get home, I can keep it in my fridge or freezer to enjoy later.




	== Taking Advantage of Credit Card ==		== Taking Advantage of Credit Card ==
	== Less Subscriptions ==		== Less Subscriptions ==
			== Public Transportation ==

	= ~~Invest =~~		= Saving More =

	~~= Public Transportation~~ =

99.14.27.100 at 12:45, 25 April 2026

2026-04-25T12:45:58Z

← Older revision		Revision as of 12:45, 25 April 2026
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	= Invest =		= Invest =

			= Public Transportation =

Stoulram: Add some more information about the seciton

2026-04-22T16:50:48Z

Add some more information about the seciton

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 The first step to becoming financially independent is to first increase your income. You can do that by getting a job and negotiating your offer.
 = Spending Less =
 == Taking Advantage of Credit Card ==
 == Less Subscriptions ==
 = Invest =

Stoulram: /* Increase Income */

2026-04-22T16:31:58Z

Increase Income

← Older revision		Revision as of 16:31, 22 April 2026
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	= Increase Income =		= Increase Income =
			The first step to becoming financially independent is to first increase your income. You can do that by getting a job and negotiating your offer.

	= Spending Less =		= Spending Less =
	== Taking Advantage of Credit Card ==		== Taking Advantage of Credit Card ==

Stoulram: Created page with "= Increase Income = = Spending Less = == Taking Advantage of Credit Card == == Less Subscriptions == = Invest ="

2026-04-19T22:39:58Z

Created page with "= Increase Income = = Spending Less = == Taking Advantage of Credit Card == == Less Subscriptions == = Invest ="

New page

= Increase Income =
= Spending Less =
== Taking Advantage of Credit Card ==
== Less Subscriptions ==

= Invest =